How Wind Mitigation Inspections Are Performed
This video is an excellent example performed by Dennis Bonner of Florida Insurance Inspections of how a wind mitigation inspection is typically performed. Inspectors are required to document the age of the property, type of roofing material ( shingles, metal, etc.), if a secondary water barrier is present and the last recorded roofing permit. Also the roof shape, how the truss components are connected to the wall of the house, roof deck material, any opening protection and at least 4 exterior elevation photos along with your contact information. Inspectors are only required to document items observed relating to the OIR-1802 form. Insurance carriers will determine what discounts you are entitled to based on the wind certificate.
About The Instructor
Certified Master Inspector® Dennis Bonner is a licensed home inspector, certified general contractor, and an InterNACHI-Certified Home Inspector. He is president of Florida Insurance Inspection, Inc., a full-service inspection company serving Miami-Dade, Broward and Palm Beach Counties. He performs Windstorm Inspections, 4-Point Inspections, Roof Condition Certifications, Condominium Inspections, insurance valuations, appraisals, and Pre-Purchase Home Inspections on a daily basis. Dennis's bilingual staff prides itself on providing prompt, courteous and professional service to all of their valued customers. To date, they have completed more than 30,000 inspections.